Key Figures
|
In EUR millions |
2009 |
2008 |
2007 |
|||
|
CONSOLIDATED BALANCE SHEET |
||||||
|
Shareholder’s equity |
1,696 |
1,638 |
1,558 |
|||
|
Group capital base |
2,197 |
2,334 |
2,291 |
|||
|
Loans to customers |
8,352 |
8,069 |
8,970 |
|||
|
Residential mortgages (own book) |
5,817 |
6,201 |
5,285 |
|||
|
Balance sheet total |
29,189 |
28,937 |
31,809 |
|||
|
CONSOLIDATED INCOME STATEMENT |
||||||
|
Operating income |
321 |
337 |
474 |
|||
|
Operating expenses |
154 |
181 |
211 |
|||
|
Profit after tax from continuing operations |
43 |
93 |
242 |
|||
|
Net profit attributable to parent shareholder |
44 |
92 |
98 |
|||
|
SOLVENCY INFORMATION |
||||||
|
Risk weighted assets (EUR billions) |
11.8 |
11.5 |
15.4 |
|||
|
Tier-1 ratio |
16.2% |
16.6% |
12.0% |
|||
|
BIS ratio |
18.4% |
18.9% |
13.8% |
|||
|
Leverage ratio (debt/equity) |
16.2% |
16.7% |
19.4% |
|||
|
EARNINGS RATIOS |
||||||
|
Return on net asset value |
3% |
6% |
17% |
|||
|
Efficiency ratio |
48% |
54% |
45% |
|||
|
(Dividend) pay-out ratio |
0% |
0% |
87% |
|||
|
OTHER INFORMATION |
||||||
|
Assets under management for third parties (EUR billions) |
2.7 |
2.5 |
3.3 |
|||
|
Number of FTEs end of year |
644 |
625 |
703 |
